Grounded Graph RAG · Research · Scenarios · Deals

Your AI banking coworker for research, deals, and scenario analysis

BankingAI ingests credit agreements, equity research, and filings into a hierarchical section graph — then answers with hybrid retrieval, citation markers, confidence scores, and a hallucination fallback so analysts can trust what they ship into deals and scenarios.

  • 10-stepGrounded RAG pipeline
  • HybridBM25 + embeddings + rerank
  • Cite / abstainZero-hallucination gates

Grounded RAG built for financial documents

At scale, document retrieval quality beats a frontier model alone. BankingAI layers ingest, two-stage retrieval, confidence, constrained generation, citations, and continuous evals so answers stay auditable for credit, equity, and deal workflows.

Outcome for analysts: faster memo Q&A with provenance you can defend in IC — fewer fabricated covenants, multiples, or DSCR claims.

Built for how you read documents

One ingestion pipeline, three tailored lenses on the same source material.

Banking Deal Originator

Surface covenants, leverage grids, syndication terms, and closing conditions without re-reading every amendment. Escrow milestones to the sections that matter at close.

  • Deal structure & fee economics
  • Covenant and pricing grid extraction
  • Timeline + party metadata for syndication

Equity Research Analyst

Map valuation drivers, guidance, and catalysts across filings and models. Hybrid search finds revenue language even when terminology shifts quarter to quarter.

  • Revenue, EBITDA, and EPS drivers
  • Valuation multiples & peer context
  • Risk and catalyst tagging per section

Banking & Credit Analyst

Track capital ratios, NPL migration, and regulatory exposure in credit agreements and bank supplements — with KV-cache reuse when documents update incrementally.

  • CET1, NIM, LCR, and asset quality
  • Regulatory capital flags
  • Loan book and provision trends

From upload to on-chain proof

BankingAI combines grounded Graph RAG, analyst workflow UX, scenario quant, and blockchain execution in one stack.

Profile-aware parsing

Hierarchical sections with analyst-tuned summaries and metadata fields.

TurboQuant KV cache

Skip re-inference on unchanged sections; chain prefixes for long documents.

Grounded Graph RAG

Hybrid BM25 + embeddings, ANN candidate search, rerank, citations, and abstain gates.

Section escrows

Anchor Solana devnet contracts to content hashes with milestone schedules.

Everything in one analyst workspace

Designed for investment banking, credit, and equity workflows from thesis ideation through execution.

Scenario Builder

Analyst login, thesis input, macro regime selection, and AI-suggested starter scenarios with assumptions prefilled.

Thesis Research

Run profile-aware market research and attach citations, then transfer the thesis directly into scenario modeling.

Charts in Chat

Request scenario analysis in chat and view DSCR / IRR visuals inline before opening deeper workspaces.

Scenario Workspace

Backtests, peer comps, downside/upside cases, alternatives, and Monte Carlo distributions with sensitivity analysis.

Agent and execution layer

Turn analysis into coordinated actions across counterparties, contracts, and payment gates.

A2A Agent Coordination

Deal originator, counterparty, and executor agents hand off tasks with auditable JSON task payloads.

MCP Connectivity

Expose ingest, search, and contract tools to Cursor and other MCP clients for operator workflows.

x402 Micropayments

Gate paid execution endpoints using x402-compatible payment headers before contract settlement.

Solscan Visibility

Preview escrow PDA and program references for transparent, verifiable on-chain execution context.

Deployment and operating modes

Start with mock mode for fast demos, then scale to hosted LLM and production infrastructure.

Mock-first demos

Run full product walkthroughs without GPU requirements, ideal for pilots and client previews.

vLLM / open-weights

Switch to self-hosted model backends for richer response quality and longer-context analysis.

Fly + GitHub Pages

Serve interactive app/backend on Fly while mirroring marketing pages via GitHub Pages.

Waitlist + onboarding

Capture signups with backend persistence and trigger welcome-email workflows when configured.

See it end to end

Chat + Scenario Builder + quant modeling + A2A + Solana escrow + Solscan proof in one walkthrough.

The latest demo includes the new Scenario Builder experience with thesis research, AI scenario suggestions, and chart-driven modeling.